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            <td>1.0</td>
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            <th valign="BASELINE" nowrap="nowrap" align="RIGHT">From: </th>
            <td>Michela Patini
              <a class="moz-txt-link-rfc2396E" href="mailto:patini@polizzaunicadelvolontariato.it"><patini@polizzaunicadelvolontariato.it></a></td>
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            <th valign="BASELINE" nowrap="nowrap" align="RIGHT">Date: </th>
            <td>Fri, 23 Jun 2023 18:53:10 +0200</td>
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            <th valign="BASELINE" nowrap="nowrap" align="RIGHT">Message-ID:
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            <td><a class="moz-txt-link-rfc2396E" href="mailto:CAAWstBh+HbJ3_TAjWGpUmWJ+VYyG-ahW0fUwiyBmjyQW0Xt6xA@mail.gmail.com"><CAAWstBh+HbJ3_TAjWGpUmWJ+VYyG-ahW0fUwiyBmjyQW0Xt6xA@mail.gmail.com></a></td>
          </tr>
          <tr>
            <th valign="BASELINE" nowrap="nowrap" align="RIGHT">Subject:
            </th>
            <td>Proposte assicurative - Polizza Unica del Volontariato -
              ASS. CULTURALE LUGMAN APS</td>
          </tr>
          <tr>
            <th valign="BASELINE" nowrap="nowrap" align="RIGHT">To: </th>
            <td><a class="moz-txt-link-abbreviated" href="mailto:info@lugman.org">info@lugman.org</a>, <a class="moz-txt-link-abbreviated" href="mailto:lugman@lugman.org">lugman@lugman.org</a></td>
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            <td>multipart/mixed; boundary="000000000000bc477d05feced6bd"</td>
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      <br>
      <br>
      <div dir="ltr">Gent.mo Sig. Giacomoli,
        <div><br>
        </div>
        <div>a seguito della nostra telefonata, con la presente sono ad
          inviarle le seguenti proposte per le coperture assicurative
          dell'Associazione da lei rappresentata:</div>
        <div><br>
        </div>
        <div>
          <div>
            <p class="MsoNormal"><b><span
                  style="color:black;background:yellow">- PROPOSTA N. 1
                  - POLIZZA UNICA DEL VOLONTARIATO - RISCHIO I - con
                  coperture R.C. / INFORTUNI e MALATTIA PROFESSIONALE
                  (richieste obbligatoriamente dalla Legge del Terzo
                  Settore D.Lgs. 117/2017), compresa copertura per
                  RIMBORSO SPESE MEDICHE E DIARIA DA
                  IMMOBILIZZAZIONE/GESSATURA</span></b></p>
          </div>
          <div>
            <p class="MsoNormal"><br>
            </p>
            <p class="MsoNormal"><br>
              <b><span style="color:black">Premio annuo complessivo per
                  n. 5 volontari = Euro 115,00</span></b><br>
            </p>
          </div>
          <div><span style="color:rgb(80,0,80)">
              <p class="MsoNormal"><b><span style="color:black">Premio
                    annuo pro capite = Euro 23,00</span></b></p>
              <p class="MsoNormal"><b><span style="color:black"><br>
                  </span></b></p>
              <div>
                <p class="MsoNormal"><br>
                </p>
              </div>
              <div>
                <p class="MsoNormal">La proposta prevede le seguenti
                  coperture e massimali</p>
              </div>
            </span>
            <div>
              <div>
                <p class="MsoNormal"> </p>
              </div>
              <div><span style="color:rgb(80,0,80)">
                  <div>
                    <p class="MsoNormal"><u><span style="color:black">RESPONSABILITA'
                          CIVILE (PER VOLONTARI)</span></u></p>
                  </div>
                  <div>
                    <p class="MsoNormal">R.C.T.  (Responsabilità Civile
                      verso Terzi)    MASSIMALE Euro 2.500.000 senza
                      franchigia  </p>
                  </div>
                </span>
                <div>R.C.O. + MALATTIA PROFESSIONALE MASSIMALE Euro
                  2.500.000 <br>
                </div>
              </div>
              <div>
                <p class="MsoNormal"> </p>
              </div>
              <div>
                <div>
                  <div>
                    <p class="MsoNormal"><u><span style="color:black">INFORTUNI</span><span
                          style="color:red"> </span></u></p>
                  </div>
                  <span style="color:rgb(80,0,80)">
                    <div>
                      <p class="MsoNormal"><span style="color:black">CASO
                          MORTE   MASSIMALE Euro 100.000  </span></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span style="color:black">INVALIDITA'
                          PERMANENTE   MASSIMALE  Euro 150.000 
                          (franchigia 3%) </span><span style="color:red"> </span></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span style="color:black">DIARIA
                          GIORNALIERA DI DEGENZA DA INFORTUNIO   Euro
                          30,00 </span></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span style="color:black">DIARIA
                          GIORNALIERA  DI DEGENZA DA MALATTIA   Euro
                          30,00 </span></p>
                    </div>
                    <div>
                      <p class="MsoNormal"><span style="color:black">RIMBORSO
                          SPESE MEDICHE A SEGUITO DI INFORTUNIO 
                          MASSIMALE  Euro 2.500 senza franchigia  </span></p>
                    </div>
                  </span></div>
                <div>
                  <p class="MsoNormal"><span style="color:black">DIARIA
                      DA GESSATURA  Euro 50,00 PER OGNI GIORNO DI
                      IMMOBILIZZAZIONE DOVUTO A GESSO O ALTRO MATERIALE
                      RIGIDO senza franchigia.</span></p>
                  <p class="MsoNormal"><span style="color:black"><br>
                    </span></p>
                  <p class="MsoNormal"><span style="color:black"><b><i>Qualora
                          il numero dei volontari da assicurare fosse
                          maggiore, per avere il premio annuo
                          complessivo, sarebbe sufficiente moltiplicare
                          il premio pro capite per il numero delle
                          persone.</i></b></span></p>
                </div>
              </div>
            </div>
          </div>
          <div><br>
          </div>
        </div>
        <div>N.B.:  Essendo già in essere una polizza RCT , nella
          summenzionata proposta viene esclusa la Responsabilità Civile
          in capo all'Associazione quanto tale, ma viene garantita la
          sola Responsabilità Civile dei singoli volontari.</div>
        <div><br>
        </div>
        <div>Qualora, a scadenza dell'attuale polizza, foste interessati
          a sottoscriverla con noi, vi ricordo che dovreste dare
          disdetta a 1/2 raccomandata o pec ALMENO  60 GG prima della
          scadenza.</div>
        <div><br>
        </div>
        <div><b><u style="background-color:rgb(0,255,0)">- PROPOSTA N. 2
              - POLIZZA RCT PER SOCI E ASSOCIAZIONE (da attivare,
              eventualmente,  a scadenza della polizza RCT in essere)</u></b></div>
        <div><br>
        </div>
        <div>La nostra Polizza di RCT è calcolata in base al numero di
          soci iscritti nel relativo registro ed ha un costo di Euro
          3,00 pro capite (per 40 Soci = Euro 120) e garantisce, oltre
          alla RCT dell'Associazione, anche quella del singolo socio.</div>
        <div><br>
        </div>
        <div>RCT ASSOCIAZIONE Euro 2.500.000 senza franchigia</div>
        <div>RCT SOCI Euro 2.500.000 con Euro 250 di franchigia</div>
        <div><b><i><br>
            </i></b></div>
        <div><b><i>Se si intendesse attivare un'appendice per assicurare
              fino a 10 volontari occasionali per eventi e/o
              manifestazioni, il premio sarebbe di Euro 40,00 e
              garantirebbe le stesse coperture dei volontari
              continuativi (RCT/INFORTUNI e MALATTIA)</i></b></div>
        <div><br>
        </div>
        <div>
          <div>
            <p class="MsoNormal"><span style="color:black">Tengo
                particolarmente a sottolineare che, nella nostra Polizza
                Unica, sottoscrivendo entrambe le proposte:</span></p>
          </div>
          <div>
            <p class="MsoNormal"><span style="color:black"> </span></p>
          </div>
          <div>
            <div>
              <div>
                <p class="MsoNormal"><span style="color:black">- I
                    VOLONTARI ED I SOCI VENGONO CONSIDERATI TERZI FRA DI
                    LORO (SEZIONE RCT);</span></p>
              </div>
              <div>
                <p class="MsoNormal"><span style="color:black">- E'
                    SEMPRE OPERANTE LA COPERTURA "IN ITINERE" PER
                    EVENTUALI  INFORTUNI CHE DOVESSERO OCCORRERE DURANTE
                    IL TRAGITTO VERSO  L'ATTIVITA' DI VOLONTARIATO E
                    VICEVERSA, SENZA LIMITI DI ORARIO, PERCORSO E MEZZI
                    UTILIZZATI;</span></p>
              </div>
              <div>
                <p class="MsoNormal"><span style="color:black">- NON VI
                    SONO LIMITI DI ETA' E DISABILITA' PER
                    L'ASSICURABILITA' DEI VOLONTARI (per gli over 80 è
                    previsto solo un aumento della franchigia
                    sull'Invalidità Permanente, dal 3% al 5%;  restano
                    invariate le altre coperture);</span></p>
              </div>
            </div>
            <div>
              <p class="MsoNormal"><span style="color:black">- LA
                  SOCIETA' CATTOLICA RINUNCIA A QUALSIASI GENERE DI
                  RIVALSA;</span></p>
            </div>
            <div>
              <p class="MsoNormal"><span style="color:black">- NELLA
                  SEZIONE RCT E' COMPRESA LA COPERTURA RC DELLA SEDE</span><span
                  style="color:black">, CON RICORSO TERZI DANNI DA
                  INCENDIO (MASSIMALE Euro 300.000) E DANNI PER
                  SOSPENSIONE ATTIVITA' (MASSIMALE Euro 300.000);</span></p>
            </div>
            <div>
              <p class="MsoNormal"><span style="color:black">- PER SEDE
                  SI INTENDONO TUTTI I LUOGHI OVE SI SVOLGONO LE
                  ATTIVITA' DELL'ASSOCIAZIONE;</span></p>
            </div>
            <div>
              <p class="MsoNormal"><span style="color:black">- NELLA
                  SEZIONE RCT SONO SEMPRE COPERTI MANIFESTAZIONI ED
                  EVENTI ORGANIZZATI DALL'ASSOCIAZIONE, COMPRESA LA
                  SOMMINISTRAZIONE DI CIBI E BEVANDE;</span></p>
              <p class="MsoNormal"><span style="color:black">- PER
                  ASSICURARE NUOVI VOLONTARI, E' SUFFICIENTE </span>INDICARLI<span
                  style="color:black"> NEL REGISTRO DEI VOLONTARI
                  (inizio copertura dalle ore 24.00 del giorno di
                  registrazione).</span></p>
            </div>
          </div>
        </div>
        <div><br>
        </div>
        <div>
          <div>
            <div>
              <div>
                <div>
                  <div style="color:rgb(80,0,80)">
                    <div><b style="background-color:rgb(0,255,255)">-
                        PROPOSTA N. 3 - TUTELA LEGALE PER ASSOCIAZIONE E
                        VOLONTARI</b></div>
                    <br>
                  </div>
                </div>
              </div>
            </div>
            <div>
              <div style="color:rgb(80,0,80)">
                <div><b>Premio annuo complessivo Euro 166,00 per Euro
                    15.000 di massimale assicurato per cause penali -
                    Euro 12.000 per vertenze civili</b></div>
                <div><b>Premio annuo complessivo Euro 277,00 per Euro
                    35.000 di massimale assicurato </b><b>per cause
                    penali - Euro 12.000 per vertenze civili</b></div>
                <div><br>
                </div>
              </div>
              <div>
                <div style="color:rgb(0,0,0)">
                  <div>
                    <div>La polizza, studiata appositamente per il
                      Volontariato, in collaborazione con la Società UCA
                      di Torino, specializzata nel settore,  prevede la
                      copertura ed il rimborso di tutte le spese legali
                      e peritali,  sostenute a fronte di vertenze in cui
                      fossero coinvolti l'Associazione e/o uno dei
                      volontari,  per attività previste da Statuto,  sia
                      in ambito civile che penale, sia <u>attive che
                        passive</u>, contrattuali ed extra-contrattuali,
                      sia in sede giudiziale che extragiudiziale,
                      comprese le spese di soccombenza,  senza alcuna
                      valutazione del merito (cioè anche nel caso non vi
                      fosse alcuna possibilità di vincere la causa), <u>con
                        la possibilità di scegliere il proprio avvocato</u>,
                      fino al raggiungimento del massimale assicurato.  </div>
                  </div>
                </div>
                <div style="color:rgb(0,0,0)"><b><i><u>Questa Polizza
                        non è obbligatoria per legge, ma è fortemente
                        consigliata e si può attivare in qualsiasi
                        momento.</u></i></b></div>
              </div>
            </div>
          </div>
          <div style="color:rgb(0,0,0)"><b><i><u><br>
                </u></i></b></div>
          <div style="color:rgb(0,0,0)">A questo punto, direi che le ho
            prospettato le tre soluzioni attuabili per avere un'adeguata
            copertura assicura e sono disponibile a riguardare il tutto
            insieme.</div>
          <div style="color:rgb(0,0,0)"><br>
          </div>
          <div style="color:rgb(0,0,0)">A completamento delle offerte,
            le invio i relativi Normativi (Condizioni Generali di
            Polizza).</div>
          <div style="color:rgb(0,0,0)"><br>
          </div>
          <div style="color:rgb(0,0,0)">Attendo un suo cortese riscontro
            e le auguro un buonissimo week end.</div>
          <div style="color:rgb(0,0,0)"><br>
          </div>
          <div style="color:rgb(0,0,0)">Michela</div>
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