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<div style="font-size: 9pt; font-family: Arial; font-weight: bold;" align="right">Agreement #: MOAbX7</div>
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<div style="font-size: 9pt; font-family: Arial; font-weight: bold;" align="right">Access Code: 013049</div>
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<div style="font-size: 9pt; font-family: Arial; font-weight: bold;" align="right">Institution ID: 97703</div>
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<div style="font-size: 9pt; font-family: Arial;" align="left">Subject: Automatic Payment Reminder</div>
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<div style="font-size: 9pt; font-family: Arial; font-weight: bold;" align="left"><strong>Your automatic payment for Cremin-Baumbach
is scheduled to be processed from your credit card on, Nov 2015.</strong></div>
<div style="font-size: 9pt; font-family: Arial;" align="left">If this date falls on a weekend or a banking holiday observed by the Federal Reserve, the payment may be processed on the next business day.</div>
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<div style="font-size: 9pt; font-family: Arial;">You may view your account balance, payment amount, and manage your account at <a href="http://www.mypaymentplan.com">www.mypaymentplan.com</a>. Select Account Setup to create your own username and password. For verification by phone or online you will need the Agreement Number, Access Code, and Institution ID located above and to the right of this letter.</div>
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<div style="font-size: 9pt; font-family: Arial;" align="left">Thank you for using Nelnet Business Solutions.</div>
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<div style="font-size: 9pt; font-family: Arial; font-weight: bold;" align="left"><br /><br /><br /><em>Do NOT reply to this message. Replies will not be read.</em></div>
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